If you can pay for your living expenses, but not your current debt, and want to keep many of you assets, consider Chapter 13.
You still make payments to your lenders, but at a much lower and manageable payment schedule.
The payment plan that you create will vary based on agreements between your creditors and you. You may be required to pay all, none, or part of your debt.
Find out more with a free consultation with Attorney Sean Quinlan.